Privacy Policy

Effective September 29, 2026

Kristen Nicole Young respects your privacy. This policy explains how information provided in connection with insurance inquiries and appointments is handled.

Information collected

Information you choose to provide may include your name, phone number, email address, state, coverage interests, and information needed to discuss insurance options. Communications may also include appointment and message history.

How information is used

Information is used to respond to inquiries, schedule appointments, discuss insurance options, provide requested service, and maintain records of communications and consent.

Text messages and consent

When you separately consent to receive texts, Kristen Nicole Young may send messages about your inquiry, requested appointment, or insurance service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time and HELP for help. Consent to texts is not required to purchase insurance.

Sharing

Mobile phone numbers, SMS opt-in information, and consent are not sold or shared with third parties or affiliates for marketing or promotional purposes. Information may be handled by service providers solely to deliver communications and services on Kristen Nicole Young’s behalf, subject to applicable safeguards. Information may be disclosed where required by law.

Security and choices

Reasonable measures are used to protect information. You can request correction or deletion of information, subject to legal and recordkeeping requirements, by emailing kristen@themtzagency.com. For texts, reply STOP to end messages.

Contact

For privacy questions, email kristen@themtzagency.com or call (719) 642-6135.

This policy may be updated as practices change. The effective date above reflects the current version.