Terms & Conditions

Effective September 29, 2026

This website provides general information about insurance services offered by Kristen Nicole Young. Coverage availability, eligibility, benefits, exclusions, and costs depend on the insurer, policy, and individual circumstances. Website content is not a quote, binding offer, or guarantee of coverage.

SMS messaging terms

If you provide separate consent to receive text messages from Kristen Nicole Young, you may receive messages related to your insurance inquiry, appointment scheduling, follow-up, and requested service. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out. Reply HELP for help. Consent to receive texts is not a condition of purchasing insurance.

For support, email kristen@themtzagency.com, call (719) 642-6135, or reply HELP to a text from Kristen Nicole Young. See the Privacy Policy for information about how your data is handled.

Website use

Information on this site may be updated. Please confirm policy details with the licensed insurance professional and review carrier documents before making a coverage decision.